3D Secure Payment Authentication Platform
Experience the future of secure, frictionless payments with Wibmo’s nextgen authentication platform
Say ‘Hello’ to ACCOSA IVS
Overview
ACCOSA IVS is a payment authentication platform uses 3-D Secure 1.0 and EMV 3-D Secure 2.X protocols for securing online payments. Coupled with its powerful Risk Based Authentication (RBA) engine, it provides frictionless experience consumers expect.
Features
Powered by cutting-edge fraud prevention technology, ACCOSA IVS combines the prowess of EMV 3D secure protocol and a dynamic risk authentication engine to accurately calculate risk scores in real-time.
EMV 3DS Compliant, Multi-Network Certified
Supports Visa, MasterCard, Amex, Rupay, Diners, China Union Pay and JCB card networks
Dynamic Risk-Based Authentication Engine
Instantaneously identifies and counters emerging threats in real time
Micro Services Based Architecture
Implemented with a Scalable microservices architecture
Cloud Ready
Designed to scale for high volume transactions
Multiple Authentication Methods Supported
Supports Biometric, OTP, Offline OTP and Push Notification based authentication
Performance Analytics
Displays your growth story with intuitive analytics
ACCOSA IVS Platform Products
The ACCOSA IVS identity authentication platform combines the best of our consumer identity verification mechanics and extends you an experience like no other.
3DS SDK
Software for facilitating cardholder authentication that is embedded in a merchant mobile app. Can be used to support EMVco 3-D Secure 2.x authentication natively in a mobile application
3DS Server
Leverage single plugin technology for acquirer across 3DS 1.0 and EMV 3DS and integrate a host of 3DS Requesters at the click of a button.
ACS
EMV certified Access Control Server(ACS) leveraging best in class industry technology and seamlessly integrated with our TRIDENT risk engine to score every transaction.
Benefits
Increased Sales
With Enhanced Customer Experience
Ensure Best in Class Risk Management
With multiple authentication methods supported
Industry Leading
Trusted by leading issuers across multiple countries
Customized to your needs
End to end customization to meet your every need
Round the clock support
Additional support for VAS and UAS.
Single platform for Both 3DS 1.0 and EMVco 2.0 protocol
Use Cases
ExpressPay
Faster secured transactions and better approval rates for business growth and user satisfaction
Mastercard Pay By Account
Wibmo IVS platform has provided Authentication solution for Mastercard Pay By Account, a mobile based consumer-friendly payment solution. Pay By Account is a first-of-its-kind payment functionality provided by Mastercard for its customers and can be easily integrated with the issuer bank’s mobile banking app.