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The Digital Payments Roadmap report, recently published by the South African Reserve Bank (SARB), identifies high merchant fees as a…
Preventing fraud while maintaining a seamless user experience is crucial for merchants and issuers alike in the rapidly evolving digital…
Fraudsters are becoming increasingly sophisticated, leveraging advanced technologies to exploit vulnerabilities. As a leading provider of secure payment solutions, Wibmo…
The festive season brings an immense surge in online shopping and digital payments. In 2023, Diwali sales alone saw a…
We’re thrilled to announce that Wibmo, a PayU company, a leader in payment security, fraud and risk management, tokenization, payment…
The internet has become an essential component of our everyday life in the current digital era. Almost all facets of…
A Decade of Digital Evolution India’s digital landscape has undergone a remarkable transformation over the past decade. With the advent…
What are cross-border payments? Payments or transactions done across borders are part and parcel of international trade. So, playing the…
Have you ever wondered how your online card transactions, whether domestic or international, result in a seamless shopping experience without…
The emergence of digital banking solutions has caused a major upheaval in the financial services sector in recent years. Of…
As we celebrate Earth Day this year, it’s crucial to reflect on innovative solutions that contribute to environmental sustainability. One…
The Evolving Landscape of Digital FraudFrom phishing scams to elaborate whaling tactics, digital fraud has become increasingly sophisticated, posing significant…
Core Banking Systems (CBS) are the bedrock of modern financial institutions (FIs), serving as the linchpin for delivering accessible, flexible,…
The Reserve Bank of India (RBI) has embarked on a transformative journey by proposing a Principle-Based Framework for the authentication…
As we navigate the intricate landscape of finance, the year 2024 unfolds with a myriad of fintech innovations that promise…
The dynamic landscape of digital payments has posed challenges and opportunities for stakeholders across the financial ecosystem. From merchants and…
The digital era has witnessed remarkable advancements in technology, especially in the realm of online payments. One such transformative innovation…
As the popularity of eCommerce grows, so does the risk of fraud targeting online firms. The digital sphere offers enormous…
India, with its vast and diverse population, has made significant strides in the realm of digital payments in recent years.…
Are you all set to find out more about browser fingerprinting? We bring you Part 2 of this series. Types…
Card not present (CNP) transactions are those where the purchase is made without presenting the physical card to the merchant…
Overview: 1. A user’s device’s hardware, operating system, browser, and configuration are all included in a set of data called…
With over 2 billion transactions worth over INR 4.5 trillion processed every month, India’s United Payment Interface (UPI) has revolutionized…
Central Banks are proactively taking steps to reduce the risk of banking/financial fraud The phrase “two sides of the same…
If you have ever transacted or purchased online, you must have come across the OTP Authentication. The system-generated code delivered…
A quick recap of major players involved in payment transactions : 1. Customer 2. Issuer Bank — holding the customer’s…
Once a fraudster has gained access to an account, they eventually end with either or combination of the following :…
The pandemic changed the way consumers shopped. A black swan event changed consumer behavior and Online shopping is one of…
Technology and trust must go hand in hand Technologies are undoubtedly transformative for businesses and their customers. But to fully…
Introduction: what is ONDC and why it is a game-changer for India India’s digital commerce industry is growing rapidly. From…
After the industry requested more time to comply with the latest data security rules, the Reserve Bank of India mandated…
The last decade has witnessed a progressive adoption of technology in almost all the industry. Few industries like banking and…
We undergo the process of Identification, Authentication, and Authorization every day in both physical and digital worlds. Let’s first start…
Cyber threats like APT (Advance Persistence Threat), Malware, hacking, phishing, ransomware, and distributed denial-of-service (DDoS) attacks have the potential to…
The global digital payment market size is expected to grow from USD 89.1 billion in 2021 to USD 180.4 billion…
Driven by the trifecta of smartphone penetration, low-cost data rates, and higher incomes, the Indian e-commerce market was expected to…
Before the invention of the steam-driven railways in the 1800s, mankind was dependent on animal pulled wagons to transfer goods.…
A brief about GDPR GDPR is the world’s most strictly enforced set of data protection rules, enhancing how people can…
By referring to Prepaid Cards, we first need to agree on what do we understand by Prepaid Card, and how…
With unprecedented growth in online transactions, it is no surprise that online fraud has increased. One of the major malpractices…
Let’s start with the basics here. Traditionally, we followed Software Development Life Cycle, in short SDLC, a structured approach to…
Tracking Corporate Expenses made easy Corporate expenses range from individual employee benefits to infrastructural allocation to individual units. Everyone has…